Terms of Service

Please read these terms carefully before using our platform.

Acceptance of Terms

By accessing and using the Stokvel platform, you accept and agree to be bound by the terms and provision of this agreement.

If you do not agree to abide by the above, please do not use this service.

Use of Platform

You may use our platform to:

  • Join or create stokvel groups
  • Purchase products through group orders
  • Communicate with other group members
  • Access bulk pricing and discounts

You agree not to use the platform for any unlawful or prohibited activities.

User Responsibilities

As a user of our platform, you are responsible for:

  • Providing accurate and up-to-date information
  • Maintaining the security of your account
  • Respecting other users and community guidelines
  • Making timely payments for your orders
  • Complying with all applicable laws and regulations

Limitation of Liability

Stokvel shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.

Our total liability to you for all claims arising from or relating to the service shall not exceed the amount you paid us in the twelve months preceding the claim.

Contact Information

If you have any questions about these Terms of Service, please contact us:

Email: legal@stokvel.co.za

Phone: +27 11 456 7890

Address: 123 Community Street, Johannesburg, Gauteng 2000

Last updated: 7/17/2025